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Opening Time

Mon - Fri 09:00 - 18:00
Sat 09:00 - 14:00

Brian Luc

Brian Luc

loan originator, processor, real estate agent, transaction coordinator

We offer low mortgage rates available along with a convenient online loan application process supported by a team of experienced loan officers.

Bio: I have been in mortgage and real estate business over 15 years in the Bay Area. I have track record of closing over $200 millions mortgage transaction in both refinancing and purchasing.

Phone: (408) 835-0199

NMLS#: 357453

Real Estate License#: 01491430

Company NMLS#: 320841

Why our rates are so low?

  • 1. We shop at 34 lenders to give you amazingly low rates.
  • 2. We also demand these lenders to give you better rates (we negotiate for you).
  • 3. We cut our profit so you can have a lower rate and save more money.

Our Accomplishments



$11.1+ billion

In Closed Loans


Ready to settle your mortgage plan?

We are here to help you with the great deal in the market.

Services We Offer

Home Purchase

Home Purchase

Are you a first-time home buyer? Let's make an easy start with us. We will guide you through all the paperwork. All you need to do is to trust us and relax.

Re-finance Low Rate

Refinance Low Rate

Need to refinance to get a better rate? We will get great deals for your financial plan As rate is updated in real time from lenders, your refinance plan will just get better.

Re-finance Cash Out

Refinance Cash Out

A cash-out refinance is one of several ways to turn your home's equity into cash. We will help you with your financial plan.

Why Us

Independent Advice.

We commit to always give you independent advice regarding real estate and mortgage options.

Customer First.

We make less per loan than competitors and pass the extra savings to borrowers.

Low Available Rates

You will always get great deals with our real-time pricing engine.

Fast, Convenient, Local Service.

we are just one call away from your requirement.

Contact us today

Your home is one call away. We will get back to you immediately.